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Seller Concession
Cheat Sheet for Realtors

Answers. Good ones. Fast. That's the Greenlight way.

LOAN TYPE

PROPERTY TYPE

DOWN

PAYMENT

MAXIMUM SELLER CONTRIBUTION

CONTRIBUTION TYPE

CONVENTIONAL

Primary

Residence

&

Second

Home

Less than 10% down

10%-25% down

25% or more

3%

6%

9%

Can cover closing costs, prepaids items, and discount points

CONVENTIONAL

Investment

Property

2%

max conc.

15% or more

down

Can cover closing costs, prepaids items, and discount points

FHA

Primary

Residence

6%

max conc.

3.5% or more

down

Can cover closing costs, prepaids items, and discount points

VA

Primary

Residence

4%

max conc.

0% down

Can cover closing costs, prepaids items, and discount points

Includes debt payoff(s)

USDA

Primary

Residence

6%

max conc.

0% down

Can cover closing costs, prepaids items, and discount points

Contact your preferred Greenlight Loan Officer to learn more!

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